The Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) covers dependents and survivors of certain veterans who are ineligible to receive health benefits under TRICARE. The program covers most treatments and procedures that are deemed necessary.

Although similar in many ways, CHAMPVA is not the same as TRICARE. CHAMPVA is a VA-run program for eligible dependents and survivors; while TRICARE is a regionally run, Department of Defense program catering to active duty servicemembers, retirees and their families. In most cases, CHAMPVA pays at rates similar to TRICARE. Under certain conditions, veterans and beneficiaries may appear to be technically eligible for both CHAMPVA and TRICARE, but military retirees and spouses of veterans who were killed in action will be classified as TRICARE beneficiaries.

In most cases, CHAMPVA pays after Medicare and any other insurance has paid their portions.

Use the links below to learn more about CHAMPVA:

Benefits Calculator

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