Highlights & Drawbacks


CHAMPVA does not maintain a list of approved health care providers; it allows members to choose their physicians. However, CHAMPVA maintains a list of approved types of providers that members can use.

Approved Providers 

  • Anesthetist
  • Audiologist
  • Certified midwife
  • Certified nurse anesthetist (CRNA)
  • Certified nurse practitioner
  • Certified physician assistant (PA)
  • Certified psychiatric nurse specialist
  • Clinical Psychologist (PhD.)
  • Dentist (when services are a covered benefit and preapproved)
  • Family counselor or therapist
  • Licensed clinical social worker (masters level)
  • Licensed clinical speech therapist (LCSP)
  • Licensed practical nurse (LPN)
  • Licensed vocational nurse (LVN)
  • Medical doctor (MD)
  • Occupational therapist (OT)
  • Osteopath (DO)
  • Pastoral counselor
  • Physical therapist (PT)
  • Physician (medical doctor, MD)
  • Podiatrist (DPM)
  • Psychiatrist
  • Physiologist
  • Registered nurse (RN)

Covered Services 

See the “Benefit Information” section of the CHAMPVA Handbook  for a complete list of covered services. 

Procedures That Require Preapproval 

  • Dental care
  • Durable medical equipment with a purchase price or total rental price of $300 or more
  • Hospice services
  • Mental health and substance abuse services
  • Transplants 


  Services and Items not Covered

  • Superfluous services or supplies
  • Health services you get for free
  • Services by providers that have been sanctioned by a federal agency.
  • Services provided by a member of your immediate family or household.
  • Services and supplies that are part of a research or experimental program, or that do not follow accepted professional medical standards
  • Care that the provider is not licensed or certified for

Types of Providers Not Covered

  • Acupuncturists
  • Chiropractors
  • Naturopaths

Benefits Calculator

Joe's Notes


Eligible CHAMPVA sponsors may be entitled to receive medical care through the VA health care system based on their veteran status.


If two veterans are married to each other and one spouse needs medical attention, the ill spouse may choose to use the benefits he or she is eligible for as a veteran through TRICARE or choose to use the benefits he or she is eligible for as a military spouse through CHAMPVA.


Furthering confusion between CHAMPVA and TRICARE is that TRICARE was formerly known as CHAMPUS.


See the CHAMPVA website for more information about the program.