TRICARE Plans

TRICARE Reserve Select

TRICARE Reserve Select (TRS) offers Reservists and National Guard Members health care coverage similar to TRICARE Extra or TRICARE Standard. The program is premium-based and also requires that you meet a deductible, make copayments and cost-share. Eligibility begins after TAMP coverage ends.

Highlights

  • Beneficiaries get the comprehensive benefits of TRICARE Standard and TRICARE Extra

  • The program comes in two types of coverages: individual and family.

  • Benefits can be used anywhere in the world

  • TRICARE Reserve Select covers these procedures:
    • Routine, urgent and emergency care
    • OB/GYN services
    • Behavioral/mental health care
    • Laboratory work
    • X-ray services
    • Medical equipment and supplies
    • Prescriptions
    • Immunizations

    • Eye exams

Drawback

  • If a member becomes eligible for another TRICARE benefit while enrolled in TRICARE Reserve Select, their Reserve Select benefits will be suspended.

 

Eligibility

To be eligible for TRICARE Reserve Select, servicemembers must meet one of the three tier requirements:

Tier1
Must have been called or ordered to active duty in support of a contingency operation for more than 30 consecutive days.

Tier2
You are receiving unemployment, your employer does not offer health insurance, or you are self-employed.

Tier 3
You do not qualify for Tier 1 or 2,  you are in the Selected Reserves, or you officially agree to serve in the Selected Reserves from the date that TRICARE Reserve Select coverage begins to the date it ends.

Furthermore, If you fall under Tier 2 or 3, you must:

  • Apply for coverage when you first join the Selected Reserve or National Guard
    Or

  • Experience a Qualifying Life Event.


Apply

Follow these two steps to purchase TRICARE Reserve Select.

  1. Determine your eligibility tier by contacting your Reserve or National Guard personnel unit.

  2. Print and fill out a TRS Request Form off the Guard and Reserve Web Portal and then submit the paperwork along with a one-month premium payment to your local TRICARE Regional Contractor.

Benefits Calculator

What Benefits Do You Qualify For?

Joe's Notes


JoeNote

TRICARE Reserve Select coverage begins the first day after the servicemember’s Transitional Assistance Management Program (TAMP) coverage ends.

JoeWarning

Be sure to include a check for the first month's premium and get the application in on time. Failure to do so will result in either your application not being processed or you forfeiting the chance to buy a policy until the next time you qualify.

JoeWarning

Not having up-to-date information in your DEERS profile can delay claims. You can update your information on the DEERS update page or call 800-538-9552.

JoeLink

For more information on TRICARE Reserve Select, visit the TRICAREwebsite.

JoeSpeak: Qualifying Life Event

A significant life change such as marriage, the birth or adoption of a child, divorce, the death of a family member or your youngest child ages out of the health care plan.

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