Montgomery GI Bill-Active Duty Top-Up

Highlights & Drawbacks

Highlights

  • Receive up to 36 months of Top-Up benefits. So if you use Top-Up for a 4-month course, you have 32 months of eligibility left.

  • You can apply Top-Up to courses you took up to one year ago.

Drawbacks

  • Top-Up can only be used for college courses that are eligible for

  • Top-Up benefits reduce your available MGIB-AD benefits. Use this formula to figure out how much in MGIB-AD benefits you’d lose by using Top-Up:

    JoeMath


        amount of Top-Up you receive
    ÷ monthly MGIB-AD benefit amount you are eligible for
        charge against your MGIB-AD


    So if your monthly MGIB-AD benefit is $1,075, and you received $537.50 from Top-Up for a college course:

    JoeMath


        $537.50 (amount of Top-Up you received)
    ÷ $1,0754 (monthly MGIB-AD benefit you are eligible for)
        1/2 month (charge against your MGIB-AD)     

    You lose 1/2 month of your MGIB-AD benefits. If you had your full 36 months of benefits available before using Top-Up, you’d now have 35 1/2 months available.

Find Schools If you are eligible, AllMilitary.com can help you find schools where you can use MGIB-AD Top-Up benefits.

Benefits Calculator

What Benefits Do You Qualify For?

Joe's Notes


JoeNote

The amount you receive for a course through Top-Up cannot be more than your MGIB-AD benefit would be for the same course.

JoeNote

The combined amount you receive from Top-Up and TA cannot be more than the cost of the course.

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