VA Home Loans

Get up to $417,000 for a home loan.

That’s how much you could get with a loan guaranteed by the Department of Veterans Affairs. The program began in 1944, and since then more than 20 million veterans have received loans. In 2012 alone the VA guaranteed more than 539,000 loans to veterans worth nearly $119 billion.

Use the links below to learn more about VA home loans:

• Advantages

  VA home loans don’t require down payments or mortgage insurance, and you don’t need perfect credit to get a good interest rate. Learn about these and other advantages of a VA home loan.

• Uses

  Buy a home. Build a home. Upgrade your home.  Buy a condo or a manufactured home. Don’t forget about refinancing. Read about the various uses of VA home loans.

• Eligibility

  If you fall into one of seven categories, odds are you are eligible for a VA home loan.

• Four-Step Process

  Getting a VA loan may be easier than you think. Follow Joe’s four-step process.

• Frequently Asked Questions

  If you have questions, odds are Joe has answers in his FAQ section. ... That is, questions about VA home loans.

• Other Resources

  If you are looking for additional information about VA home loans or forms that you may need, this page may help. It has links to government and private websites, ranging from the Department of Veterans Affairs to credit bureaus.

• Help

  Still have questions. Post them in the VA Home Loans section of Joe's Forum, or talk with a VA loan specialist at the VA Mortgage Center.com.